Read about how we lend to offshore entities and foreign nationals

Complex lending scenarios can be challenging, but with expertise and innovation at the core of our business proposition, we can often lend to a variety of borrowing structures.

We specialise in providing flexible lending to foreign nationals, offshore borrowers, and SPVs from offshore jurisdictions that can be difficult for some lenders to facilitate.

This includes lending to offshore companies, onshore and offshore trusts, and more complex business structures such as limited liability partnerships.

Additionally, we can lend to institutional clients that often use sophisticated fund structures to manage borrowing.

Your clients can benefit from our flexible lending processes

Many other lenders restrict lending for foreign nationals. We provide an adaptable approach to deliver for individuals and entities outside of the UK, or those who lack a UK footprint.

Experience has taught us that the ultimate decision to lend is driven by our work with the borrower, and their background and experience.

Once we can take comfort in their abilities and aspirations, we are in a much better position to lend, regardless of whether they are citizens of the UK.

Fast finance and speed of transaction are important principles at Ortus, and this is no different for offshore borrowing or unusual corporate structures.

2 examples that demonstrate our lending versatility

A good example of our work with offshore companies was a 12-month bridging loan of £6.7 million to a limited company incorporated in the British Virgin Islands. This enabled them to refinance borrowing on three hotels across the UK, and to subsequently exit onto a term mortgage.

From the initial enquiry to ultimate drawdown of the funds, the deal completed in just six weeks.

A rather more complicated example was a loan secured against a purpose-built student block.

The borrower was a fund operating out of Hong Kong. They were acquiring the property through a Jersey company that, in turn, was owned by a company based in the Cayman Islands.

Get in touch 

We have proven expertise in closing deals within tight time frames, combined with innovative thinking to navigate complex transactions and ownership structures.

So, if you’d like to find out more about our complex lending and how we can help you and your clients, give us a call.