We have just launched our new 5-year mortgage product for commercial property, specifically designed to address the evolving needs of commercial borrowers.
This product combines the long-term security of a traditional mortgage with the swiftness and adaptability of bridging finance, offering enhanced flexibility, faster funding, and access to significant capital.
The 5-year mortgage is available for a wide range of commercial property types, including:
- Leisure & Hospitality
- Light industrial
- Mixed Use
Why this product might be a good fit for your clients:
- Stretched ICR covenants and require flexibility.
- Uncertainty or anticipation of market volatility.
- Businesses needing additional time to stabilise fully.
- Quick execution of a term facility.
Enjoy predictable repayments with the freedom to overpay up to 10% annually after year two.
Max LTV of 65%
Secure substantial funding for refinances and acquisitions.
Get faster approvals and funding compared to traditional mortgages, helping borrowers capitalise on market opportunities.
100% ICR from 5.5% + BBR coverage ensures financial flexibility for both borrower and lender.
Tailored financing for diverse commercial needs.
Beyond Bridges: The next step for borrowers and investors
“This expansion in Ortus’ product range is part of our ongoing effort to serve our loyal clients and introducers. We have had a particular focus on commercial property since our inception and providing 5-year commercial loans was the next logical step in growing our offering. This product now enables us to help borrowers and investors for the next step beyond a bridging or acquisition loan.”