Bank lenders often have complex requirements before they will lend against a commercial investment property. Often, borrowers are pushed towards expensive lenders and committed to pricey fixed products for many years. 

At Ortus, we help you avoid this scenario. We consider lending against investment properties that may have a short lease, a low WAULT, or a vacant property or zero track record. We will allow up to 36 months for the implementation of an asset management strategy before the asset is “bank ready” and can move onto affordable, high street rates 

What’s more, we don’t have early repayment penalties. So, if the asset stabilises faster than expected, the borrower can refinance at their leisure.

why choose this loan?


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Loan Size

£100k – £25M


3 – 36 months 


– Great Britain and Northern Ireland 

Borrower – type 

– Private individuals

– Foreign Nationals 

– Onshore and offshore SPVs


– Offices 

– Warehouses and Industrial 

– Mixed-use 

– Retail 

– Leisure assets such as hotels and pubs

We consider 

– Lending against investment properties where the tenants are on short leases

Low WAULT scenarios and vacant properties

No early repayment penalties